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There are numerous scams circulating around these day. Now it’s time for you to stay safe and protect your computer as you browse and buy on the Web. We have compiled the ultimate online shopping tip list, just for you….
Avoid Phishing Attacks
Before typing your username and password to enter a site, make sure the website address is correct. Do not click on links from e-mails you receive. Microsoft acknowledged in October that over 10,000 Live Hotmail accounts were compromised by a phishing scam.
Don’t Trust “Scareware”
Do not click on advertisements claiming you might be infected with a virus. Rogue ads recently started popping up on sites like The New York Times that purport you have a virus only to trick you into downloading malware. Rely on your system anti-virus for this.
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In honor and remembrance of our Chairman of the Board, Paul N. Herdman, who passed away over the weekend, all 1st National Bank locations will be closing at 1:00 p.m. Thursday, May 23rd and will re-open for normal business hours on Friday May 24th.
Mr. Herdman was not only a significant part of the Bank's leadership for more than 50 years, he was a well known attorney and judge in our community. Our heartfelt condolences go out to the entire Herdman family.

Now is a great time to buy!
Down Payment Assistance Available
GRANTS UP TO $5000
The Welcome Home Program is designed to fund reasonable down payment and closing cost assistance for home purchases by qualified low-to-moderate income homebuyers. 2013 funds are limited on a first come first serve basis.
The Obama Administration's Home Affordable Refinance Program (HARP) is designed to assist homeowners in refinancing their mortgages - even if they owe more than the home's current value. If you are current on your mortgage, with or without equity, then you may be eligible for this program.
As the government continues to purchase mortgage backed securities, rates continue to fall and are at record lows. HARP allows you to take advantage of current market rates even if you are "underwater".
Call the 1st National Bank experts at (513)770-3221 to find out additional information today!