zero interest credit card


Eat Away Debt Faster With A Financial Diet

Apply for our Visa Platinum Rewards credit card and receive a 0% Intro APR on purchases and balance transfers for 12 months and enjoy No Annual Fee.

0% intro Annual percentage rate applies to purchases and balance transfer for the first 12 billing cycles after opening an account. When this period ends your APR will vary based on the US Prime rate as published in the Wall Street Journal. Reward platinum APR’s are currently between 11.24%-21.24%, Platinum Edition APR’s are currently between 10.24%-20.24, and Cash rewards Platinum APR’s are currently between 14.24%-24.24%. All APR’s are based on creditworthiness. Rates are accurate as of Feb.1, 2018 and are subject to change. If you make a late payment during the intro period we may end your intro APR and apply the standard APR. Balance transfer fee are either 5 dollars or 3% of each balance transferred, whichever is greater. Cash advance fees are either 5 dollars or 3% of each cash advance, whichever is greater. Foreign transaction fees for merchants located outside the US are 1% of the US dollar amount of the transaction, if converted from a foreign currency or 0.8% of the US dollar amount of the transaction, if made in US dollars. Subject to credit approval. This card is issued by TCM Bank.


About Us

1st National Bank is a community bank serving Southwestern Ohio.  We offer competitive banking services to fulfill the needs of our community in a friendly, courteous fashion and provide the most convenient banking tools available so that you can Bank Your Best.


"I have been banking with your Bank for about 12 years. I have always received great customer service...." - Ruthie E.